Complete our no-obligation form and choose from over 150 loan programs. Most loans close in as little as 15 days and are available in all 50 states.
Multiple loan types are available including home or land purchase, new construction, refinance, home improvement, home equity and debt consolidation.
- No initial credit check required.
- Simple forms are easy and quick to complete.
You are under no obligation to any lender by requesting mortgage rate quotes.
It is important to carefully compare loan terms including APR, points and fees.
If you plan on staying in your home for a long time, consider a fixed rate loan. If your planning on moving within several years, an adjustable rate mortgage may save you money.
Mortgage rates fluctuate on a daily basis. The rate you are quoted must be 'locked in' to ensure that you receive the same rate when you sign your loan papers.
If you do not lock in, the rate may fluctuate up or down.
Your credit rating is an important factor in obtaining the best rates. Lenders will base your loan on your FICO score and your debt to income ratio.
You can improve your chances of being approved for a low rate loan by improving your credit and paying off debt.
|